Category: Credit

Faire face au surendettement : Credigo vous propose des solutions adaptées à votre situation


Si vous souhaitez éviter la douloureuse situation du surendettement, Credigo met à votre disposition des solutions réellement applicables de rachat de crédit : grâce à notre formulaire de simulation, vous pouvez trouver une formule de rachat de crédits concrète et adaptée à votre budget afin de sortir du surendettement.

Credigo accompagne ses clients afin d’éviter une situation de surendettement

Credigo, seul organisme de rachat de crédit certifié ISO 9001 pour l’ensemble de ses services, vous propose des solutions personnalisées afin d’éviter le surendettement. De par notre certification, nous nous engageons à vos côtés afin de vous offrir un service alliant confidentialité, réactivité ainsi qu’un suivi de dossier personnalisé. Nous aidons concrètement nos clients à éviter le surendettement.

Surendettement : préférer le regroupement de crédits afin d’optimiser son budget

Afin d’éviter le surendettement, le rachat de crédits vous permet de regrouper toutes vos mensualités en cours (crédit voiture, crédit immobilier, crédit revolving…) afin de n’avoir plus qu’une seule mensualité plus légère. Votre budget s’en trouve rééquilibré et vous évitez ainsi le surendettement.

Pour éviter le surendettement, choisissez de faire appel à Credigo

Afin d’éviter le surendettement, le rachat de crédits est une réponse efficace et qui s’adapte à votre budget. Pour en savoir plus, effectuez une simulation via notre outil en ligne afin de connaitre les possibilités en fonction de vos remboursements actuels. Le surendettement n’est pas une fatalité et Credigo vous aide à mettre en place des solutions personnalisées contre les risques de surendettement mais aussi afin de pouvoir faire de nouveaux projets.

Why would identity fraud be my problem and not my bank’s ?

bank problem
Allan W asked:


Suppose someone manages by digital or other means to trick my bank into paying out money which it incorrectly thinks that I have authorised. Isn’t this the bank’s problem in the end ? Surely the bank can not expect me to pay for breaches of its own security.

What do finance charges of a credit card mean?

finance
catchandthrow22 asked:


I am a college student, have no credit, and am looking for a nice solid reward card that gives cash back. I was looking at the AOL Visa Rewards card, but it has a minimum $1.00 finance fee, what does that mean?

Also, any other card recommendations?

Thanks.

Is there too much debt in the global financial crisis?

Global financial crisis
JBwantstoknow asked:


I don’t understand something about the global financial crisis. I am not an economist but from my limited understanding, the global financial crisis was caused by people, businesses and governments borrowing and financial institutions lending too much such as in sub-prime loans. That being the case, why is so much effort being put on “getting the credit markets flowing again” & lowering interest rates to make borrowing easier. In other words shouldn’t we be concentrating on saving as opposed to more borrowing and making it easier to borrow worldwide. It seems governments are pushing the exact opposite of what we should be doing. Help!

Are there any Bank of America Credit Card people that can help me lower my interest rate?

Bank of America Corporation
utopiafourteen asked:


So here’s the scoop: I was late on 2 or 3 payments (30 day lates, not 60 or 90) and my interest rate has SKYROCKETED at Bank of America. Are there any employees that know ways to get my rate lowered? As someone that has worked for several corporations, I know that nobody understands how to get a company to work for them better than their own employees. Is there some tactic I can negotiate with to get my rate lowered to something more rational? Thanks in advance!!

How do I calculate a monthly finance charge?

finance
marbledog asked:


I’m starting a small business, and I would like to offer financing to my customers, but I’m unsure of how to calculate monthly finance charges based on APR.

For instance, if I financed $700 at 20% APR over 24 months, how would I calculate a customer’s monthly bill?

Any help is appreciated! Thanks.

How quickly can I finance a car after my bankruptcy is discharged?

finance
Chelsea B asked:


We are filing a Chapter 7 bankruptcy, and it is due to be discharged by May. How long after that can we finance a car for a decent rate?